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Stellar XLM was founded in 2014 by Jed McCaleb who is also the founder of Ripple. In fact, Ripple was hard forked into Stellar and the Stellar Development Foundation was born. Like Ripple, Stellar is also focused on making cross-border payments more efficient.

One thing that stands out for Stellar as compared to all the other popular cryptocurrencies is that the Stellar Development Foundation is a non-profit organization. As you can see in the picture below, its mission is also in line with that.


Pros of Stellar

Stellar is more decentralized as compared to its closest competitor, Ripple. Also, being a non-profit, it inspires more trust than others.
Stellar has secured strategic partnerships with over 30 banks and with organizations like Deloitte and IBM.


Cons of Stellar

There are many coins that are targeting this space of international payments, including the number 3 on our list of Top 10 cryptocurrencies — Ripple.


Historical performance

Stellar has been around since 2014 but it did not see much traction ‘til the end of Q1 2017. Its price grew from $0.0039 in April 2017 to $0.85 in January 2018. That’s a return of 21,694% in less than 9 months!

Stellar’s plans to bring financial inclusion to remote areas and revolutionize the payment industry has made it one of the most popular cryptocurrencies available.
 

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